We love seeing natural architecture here at Inhabitat, and the leafy green Kleven train tunnel is a beautiful example of what happens when nature is allowed to grow freely around manmade infrastructure. The tunnel was made over many years as the passing train molded the trees’ lines. The train turned a luscious piece of woodland into a unique passageway as it traveled back and forth 3 times a day over several years.
In addition to serving as a train route, the tunnel is used by lovers to make a wish – it is said that if they are sincere in their love, their wishes will come true. If you are out and about Ukraine, don’t miss this fantastic green passageway – whether you are with a loved one, or on your own.
Sad eventualities such as loss of income, death, sickness, accidents,
damage to property and many more are difficult to accurately predict. But
thanks to insurance, you can cover possible unfortunate events so that when
they happen you can conveniently restore status quo. Below is a list of common
types of insurance:Life Insurance – Pays out a specified figure
to the insured or specified beneficiaries on a specific event such as death of
the insured. [More: Types of Life Insurance]Personal Accident Insurance –
This will compensate you if at any single time an external violent event causes
you disability, injury or death.Medical and Health Insurance – You’ll need it
to ascertain continued flow of income if you fall sick or get injured to the
extent that you can’t work and earn as before. It also covers cost of
medication, hospitalization and surgery. [More: Types of Health Insurance]Vehicle
Insurance – If you own a car, motor cycle or any other motor vehicle, this
insurance covers it against accident or theft. A compressive package covers all
possible losses as well as damages to third parties such as pedestrians. [More:
Types of Car Insurance]Home Insurance – Take this cover to
insure your home against loss or damage as a result of fire, electricity fault,
plumping malfunction, flood, etc.Travel Insurance – When travelling alone or
with your family, this cover ensures you’re compensated for any loss, damage,
injury, sickness or inconvenience that comes up as a result. It may cover
personal accidents, hijackings, travel delays and more.Burial Insurance – This
is a practical way to ease the burden of your funeral expenses on your family
and the loved ones you leave behind in the unfortunate event of death. The
cover addresses all your funeral costs.Wedding Insurance – The cover comes in
handy when certain aspects of your wedding go wrong. For instance, if a caterer
you already paid goes out of touch when approaching the wedding day, the cover
will provide an alternative.Dog Bite Insurance – An aggressive dog may bite
children, the elderly or even postal carriers within your home compound. Thus,
you need this insurance to protect your assets if sued for dog bite.Portable
Electronic Device Insurance – This covers portable devices such as cell phones,
laptops or tablets. The cover ensures replacement or repair of such devices if
they’re stolen, lost or damaged.Crime Insurance – This covers you or your
business against loss or damage as a result of criminal acts of third parties.
Covered risks include loss of funds through embezzlement by employees.Political Risk Insurance – This cover protects your business against loss or damage
arising from politically-related conditions such as civil unrest, coups, riots
and revolutions.Workers
Compensation – An
employer takes this policy on behalf of their employees to cover loss of income
or medical expenses resulting from a work-related injury or sickness.Disability Overhead Insurance – This is a cover against overhead
expenses for business owners who are unable to work.Aviation Insurance – This covers aircraft operations
against aviation risks. Specific policies will offer compensation for damaged
aircraft as well as cover third party liabilities such as injured or killed
passengers, damaged crops or property etc.Crop Insurance – If you’re a
farmer, the cover protects you from losses associated with crop failure as a
result of bad weather, infection or infestation.Earth Quake Insurance – This is
a good way to cover your home or property against loss or damage emanating from
an earthquake.Terrorism Insurance – The cover duly compensates you for loss or
damage that results from acts of terrorism such as bombings or mass shootings.Kidnap
and Ransom Insurance – This cover comes to the rescue where ransom payment is
necessary to secure the release of someone you love or associated with if
they’re kidnapped, detained or hijacked.Plant Insurance – This cover protects
industrial equipment, machinery and plant such as tractors and earth movers
against loss or damage.
Professional Liability
Insurance – This protects professionals such as doctors and architects when
their clients bring negligence claims against them.Mortgage Insurance – The
cover comes to the aid of a lender if a homebuyer defaults.The bottom line is
that different types of insurance can give you peace of mind by offering
protection against uncertainty. Thus, ascertain what a specific insurance policy
covers to decide which one best protects your assets.